About the Card Features & Benefits Eligibility

Features & benefits Following are the set of services available under UNICORN card variant: Category NPCI Offering Lounge Access & Concierge 8 Domestic and 2 International Lounge Access per annum via Priority Pass. RuPay Exclusive Domestic lounge airport access. Overseas Emergency Cash Concierge. Food and Dining 3 months Swiggy One Membership. Insurance 10Lacs of Personal Accident Insurance and Permanent Disability Cover. Travel & Hospitality MMT- Discount of 10% on flights up to INR 1500 (Annual). Lifestyle Aromas Spa experience - per quarter Shopping Myntra Coupon Value: INR 250 per quarter. Blinkit: Voucher worth 250 per quarter. Nykaa: Voucher worth 500 per quarter. Book My Show: Flat INR 250 off on purchase of movie tickets per month. OTT 12 Month Amazon Prime/Hot star/Sony Liv/Zee5 Subscription. Reward points **Rewards structure proposed as follows : S No Particulars 1 Upon Activation: Spend min Rs 10000/- within 30 days & earn additional 4000 reward points.. 2 Birthday Month: Earn 5X Rewards. 3 Monthly Milestone: Earn 5X rewards on spend of Rs. 20k & above. . 4 Annual Milestone: on reaching spend of Rs. 1L- Additional 2000 rewards point. on reaching spend of Rs. 2L- Additional 2000 rewards point. on reaching spend of Rs. 3L- Additional 2000 rewards point. on reaching spend of Rs. 4L- Additional 2000 rewards point. on reaching spend of Rs. 5L- Additional 2000 rewards point. Note : On spend of each Rs. 100/-, customer earns 4 reward points subjects to eligible MCCs prescribed by Bank time to time. Reward points earned against each Credit Card Customer ID (CC Cust ID) shall be capped at 10,000 per month (excluding milestone reward points). The annual milestone Rewards Point are over and above the RP accrued every month to the customer & maximum milestone reward points should not exceed 10000.00 Exclusion of MCC which are not to be counted include: - Jewellery, Fuel, Cash withdrawal, Bitcoin, wallet loading, Alcohol, wine shops, Insurance payments.