About the Card Features & Benefits Fees and Charges Eligibility
Features & benefits

Following are the set of services available under Union JCB Wellness card variant:
Annual benefit on this card are worth 22,000/- as mentioned below.
Features & benefits Description
Spa Services - Complimentary & Discounted Program Per 60 Min Massage (Swedish/Aromatherapy).
Per 60 Min Massage Session.
Health Check Up - Complimentary (once in a year) Diagnostic Test.
Diagnostic Test.
Gym Access Program - 15/30 days free trial (once in a year) Membership Program(30days).
Membership Program(30days).
Golf Program - Complimentary (once in a year)
Lounge Program - Domestic & International
Per Round.
Two per Quarter.
Two per Year.
Merchant Offers Discount on shopping, dining and travel merchants.


Along with the above, Customers can also avail all the offers provided by RuPay, JCB and our Bank from time to time for further details on the offers, customers may visit website https://unioncards.unionBankofindia.co.in
UPI on Credit card

Enjoy UPI payments on credit cards on BHIM app. This card is enabled on UPI for making merchant Payments (P2M) (through QR scan or online transactions).
Reward points

4 reward points per Rs 100 on spends towards Dining, Shopping, Groceries and Departmental Stores & Apparel. 2 points per Rs 100 on all other spends.
Milestone Rewards On reaching spends of Rs. 1,50,000 in a year get additional rewards on reaching milestones INR 1,50,000 - 1000 Points INR 2,00,000 - 1500 points INR 2,50,000 - 2000 points.
Interest Free Credit

Enjoy interest free credit period of 20 to 50 days on your purchases and manage your payments as per your convenience. You can choose to pay the total outstanding amount, minimum amount due or any other amount higher than the minimum amount due.
Fuel Surcharge Reimbursement

1% of fuel purchase transaction. Reimbursed to a maximum amount of 100/- per card per month.
Accidental Insurance Coverage

Free Personal Accident Insurance coverage of up to 10.00 lakhs. *T&C Apply

Additional accidental Insurance coverage of 30 lakhs with premium borne by the card holder
Airport and lounge access & Concierge services

Complimentary Domestic lounge access across India 2 per quarter and International lounge access 2 per year.

24*7 RuPay provided Domestic Concierge services would be extended through their toll free number 1800 26 78729 to help you to save valuable time and make and is subject to change as per RuPay's discretion from time to time without any prior notice.

Please refer link below for more details.
https://www.rupay.co.in
RuPay Offers

Exclusive merchant offers and cash back in Eateries, Restaurants & Utility Payments provided by RuPay. These offers are provided by RuPay by is subject to change as per their discretion from time to time without prior notice. Please refer the below link below for more details.