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LATEST NEWS
   W.E.F February-2021 new service charges will be applicable for all card variants. Please visit respective card variant tab for further information. T & C Apply.    Our Union CreditCard Mobile App is available on Android and IOS version.     Use 16 Digit Card Number as Account Number & IFSC UBIN0807826 for making Credit Card Payments through NEFT / IMPS    Use Virtual Card for safer online transactions
CREDIT CARD
  Union Bank of India Credit Cards offer benefits that match your preferences, suit your lifestyle and are accepted globally. The Credit Cards issued are EMV Chip and PIN enabled and equipped with highly secured integrated chip technology which was thoughtfully designed to provide enhanced security. This Chip Card processes data with unparalleled security in a highly secured environment to protect you against counterfeiting and skimming so that you can use it freely without any concerns.
SALIENT FEATURES OF OUR CREDIT CARD
 
  • Wide Acceptance at all VISA and Master Card and Rupay affiliations
  • Cards are issued against a minimum Annual Proven Income of Rs 1.80 lacs
  • Credit Cards are also issued against lien on Deposits, without Income proof
  • Sanctioning of Credit Cards and Card Limit is at the discretion of the Bank
  • 3 Add-on cards to Spouse / Parents / Major Children are available
  • Cash advance facility at 20% to 40% as per the card variant on the Card Limit subject to ATM daily cash withdrawal Limit of maximum Two transactions or Rs 20,000/- per day
  • Global acceptance for all variants
  • Minimum Payment Due (MPD) is 5% of the bill amount
  • No finance charges (i.e free credit period allowed on all fresh purchases)
  • Low annual subscription from second year onwards.
  • Free Credit Period of 21 to 50 days even under rollover Option
  • Free Lost Card Insurance Cover
  • SMS alerts are sent to the Registered Mobile on all purchases, billing amount, credits received, cards blocked, Renewal Cards sent etc.,
  • Soft copy of Monthly Bill is sent to the registered E-mail ID
  • Group Personal Accident Insurance Coverage at a nominal Premium chargeable to the cardholder if opted.
 
  • @ 2.5 % per month for all variants on the unpaid balance, if Minimum Payment due received by due date.
  • @ 2.95 % p.m. in case Minimum payment due is not made within due date.
 
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